Kentucky Office of Financial Institutions
1025 Capital Center Drive, Suite 200
Frankfort, KY 40601
(800) 223-2579
The Kentucky Office of Financial Institutions licenses mortgage loan officers in Kentucky and requires 20 hours of pre-licensing education; The national 20-hour class and no additional hours of state law.
All states require a national exam for licensing. Kentucky does not require an additional state test, requires no hours of separate state law for those who are currently NMLS-licensed elsewhere, and requires 8 hours of continuing education (CE) annually for NMLS-licensed mortgage loan officers, 1 of which must be state law.